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Thinking of renovating your house? Yearning to buy a new laptop? Need financial assistance for marriage-related expenses or for your child's higher education?
An ICICI Bank Personal Loan is your one-stop-shop for fulfilling all your financial aspirations. |
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- Loan up to Rs. 15 Lakhs.
- No security/guarantor required.
- Fast processing.
- Minimum documentation.
- Attractive rates of interest.
- Flexible repayment option of 12-60 months.
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- Age 23 years - 58 years.
- Minimum Monthly Net Take Home Salary - Rs. 25,000 p.m.
- The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
- Years in total job / profession 2 Year.
- Years in current residence 1 Year.
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- What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 15, 00, 000/- depending on your eligibility, income and repayment capacity.
- What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months.
- Are there any additional charges?
A processing fee of 2% to 2.25% depending on the location, of the loan amount is payable
upfront. This fee will be deducted from the disbursal amount payable to you.
- How much time will it take for my loan to be approved?
Loans are approved within 72 hours of submission of complete documentation.
- Do I have to provide any security, collateral or guarantors?
No security, collateral or guarantors are required for obtaining Personal Loans.
- How do I repay the loan?
You can repay the loan in Equated Monthly Installments (EMI's) through post-dated cheques favouring ICICI Bank Limited, or if you have an ICICI Bank account you can give a mandate to the bank to directly debit the same or by ECS (Electronic Clearing Services) with any other Bank.
- Can I prepay my loan?
Yes, you can prepay the entire loan outstanding any time after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.
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| Latest News |
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27th April, 2010 |
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News Heading Will Here
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27th April, 2010 |
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