Axis Bank Personal loan



Are you in need of some quick cash?

Axis Bank's Personal Loans available for your dream holiday, the latest lifestyle gadget, a lovely diamond ring gift for your wife, renovate your house or just to tide over a temporary cash crunch.



Main Features ...
  • Loans available for salaried individuals.

  • Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS.

  • Loans are available from Rs 1 lac to Rs 20 lacs.

  • Repayment tenures from 12 to 60 months.

  • Best in Class Rate of Interest.


Process & Eligibility...
  • Personal loan eligibility for Salaried Employees.

  • Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies.

  • Minimum age of applicant: 21 years.

  • Maximum age of applicant at loan maturity: 58 years.

  • Minimum Net Monthly Income: Rs 15,000.

  • Maximum loan available: Rs 15 lacs.

  • Personal loan eligibility for Self-employed Professionals.

  • Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

  • Minimum age of applicant: 24 years to 65 years at the time of loan maturity.

  • Minimum Annual Net Profit: Rs 2 lac per annum.

  • Maximum loan available: Rs 20 lacs for Self Employed doctors.

  • Special personal finance scheme for Self Employed doctors.

  • Calculate your monthly outgo with our Personal Loan EMI Calculator.

  • Currently offering personal loans only at the given locations.

  • How do I repay the loan?

    You can repay the loan in Equated Monthly Installments (EMIs) through post-dated cheques, Standing Instructions and ECS facility.
  • Are there any additional charges?

    A processing fee of 2% of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.
  • Can I prepay my loan?

    Yes, you can prepay the entire loan outstanding any time. No Prepayment charges to be levied on the outstanding loan amount.
  • Do I need to open an account with Axis Bank for availing and/or servicing the loan?

    You will be encouraged to start a banking relationship with us so that we will be able to offer a host of other value added services, which are complementary to the loan.
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