Bajaj Personal Loans



  • Do you need some quick cash?
  • Planning to go on a romantic getaway with your beloved?
  • Want to renovate your home or just going through a temporary financial crunch?
    Personal loans extend a helping hand to meet your emergency cash requirements; a one stop solution for all your unfulfilled financial aspirations.


Main Features ...

Personal Loans come with several benefits as mentioned herewith:

  • Get approval for loans up to INR 15 Lakh, depending on income and repayment capacity.

  • Quick processing often sanctioned within 72 hours, depending on documents submitted.

  • Personal loans typically don't require any guarantor or security.

  • Minimal documentation.

  • 12-60 months repayment tenure.

  • Multiple repayment methods such as post-dated checks, electronic clearing services, account debit.

  • Attractive interest rates.

  • Personal loans available for salaried and self-employed.

Process & Eligibility...

For Salaried:

  • Should be an Indian.

  • Should be minimum 21 years of age and maximum 58-60 years.

  • Minimum net income of INR 40,000 per month.

  • Overall 3 years of work experience with a minimum of one month experience in the current organization.

  • Residence either owned, company provided or rented.
  • How is the loan repaid?
    The total loan amount plus the rate of interest is payable at a fixed equated monthly installment on a fixed date of repayment, either via account debit, post- dated check or electronic clearing services.

  • Where can a personal loan be utilized?
    Many a times there is a need of immediate finance which can be repaid slowly on a monthly basis. These could be needed for your child's marriage, going for a foreign vacation, renovation of home, etc..

  • Are there any additional charges?
    A processing fee of 2% of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you..

  • Can I prepay my loan?
    Yes, you can prepay the entire loan outstanding any time.
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