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HDB Financials Personal Loan
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Now you don't have to be tight-fisted while planning a dream wedding, a dream vacation, renovating your home or funding your child's education.You can dream big with HDB personal loan. |
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- Loans up to Rs. 5 Lakhs.
- Simple documentation.
- Speedy processing.
- Easy repayment through EMIS.
- No guarantor/security required.
- Convenience of doorstep service.
- Special offer for employees of select companies.
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- Minimum age of Applicant: 21 years.
- Maximum age of Applicant at loan maturity: 58 years (60 years for Central Govt. employees)
- Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization.
- Minimum Net Monthly Income: Rs. 20, 000/- per month.
Documents required:
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Pan Card).
- Address Proof (Ration card /Driving License/ Voter Id-Card/ Utility Bill (any-one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy.)
- Date of Birth Proof (Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth.)
- Bank Statements (latest 3 months bank statement / 6 months bank passbook.)
- Latest 3 month's salary slip along with latest Form 16 / ITR / Appointment Letter.
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What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 5, 00, 000/- depending on your eligibility, income and repayment capacity.
What are the loan tenure options?
The loan can be repaid over a period of 12 to 80 months.
Are there any additional charges?
A processing fee of 2 % to 2 % depending on the location, of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.
How much time will it take for my loan to be approved?
Loans are approved within 72 hours of submission of complete documentation.
Do I have to provide any security, collateral or guarantors?
No security, collateral or guarantors are required for obtaining Personal Loans.
How do I repay the loan?
You can repay the loan in Equated Monthly Installments (EMI's) through post-dated cheques or by ECS (Electronic Clearing Services) with any other Bank.
Can I prepay my loan?
Yes, you can prepay the entire loan outstanding any time after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.
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Latest News |
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27th April, 2010 |
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News Heading Will Here
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27th April, 2010 |
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